Mifema

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Terms and Conditions

Effective Date: 2025-01-01
Last Updated: 2024-12-12

Welcome to Mifema LLC (“Company,” “we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your access and use of mifema.com (the “Website”) and our services (collectively, the “Services”).

By accessing or using our Website, you agree to comply with these Terms. If you do not agree, please do not use our Services.

1. Use of Our Services

A. Eligibility

To use our Services, you must:

  • Be at least 18 years old (or the legal age in your jurisdiction).
  • Have the legal capacity to enter into a binding contract.
  • Not use our Services for illegal or unauthorized purposes.

B. Account Registration

Some features may require you to create an account. You agree to:

  • Provide accurate and complete information.
  • Keep your login credentials secure.
  • Notify us immediately of any unauthorized access to your account.

We reserve the right to suspend or terminate accounts that violate these Terms.

2. Prohibited Activities

You agree NOT to:

  • Violate any applicable laws or regulations.
  • Infringe on our intellectual property rights.
  • Engage in fraud, impersonation, or deceptive practices.
  • Distribute viruses, malware, or harmful software.
  • Interfere with the Website’s operation or security.

Violation of these provisions may result in termination of your account and legal action.

3. Intellectual Property

All content on mifema.com, including text, graphics, logos, software, and trademarks, is owned by or licensed to Mifema LLC and is protected under U.S. and international intellectual property laws.

You may not copy, reproduce, modify, or distribute our content without prior written consent.

4. Payments and Billing

A. Pricing and Payment

  • Prices for our products/services are listed on the Website and are subject to change.
  • Payments must be made through [Accepted Payment Methods].
  • By purchasing from us, you authorize us (or our payment provider) to charge your selected payment method.

B. Refunds and Cancellations

  • Refunds are subject to our Refund Policy [Insert Refund Policy Link].
  • Subscription services may have specific cancellation terms outlined at the time of purchase.

5. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MIFEMA LLC AND ITS AFFILIATES SHALL NOT BE LIABLE FOR:

  • Indirect, incidental, special, or consequential damages arising from the use of our Services.
  • Data loss, business interruption, or reputational harm caused by errors, downtime, or cyberattacks.
  • User-generated content or third-party interactions facilitated through our Services.

OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT PAID BY YOU IN THE LAST 12 MONTHS.

6. Disclaimer of Warranties

OUR WEBSITE AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING BUT NOT LIMITED TO:

  • Merchantability
  • Fitness for a particular purpose
  • Non-infringement

We do not guarantee uninterrupted access, error-free performance, or security against cyber threats.

7. Third-Party Links and Services

Our Website may contain links to third-party sites. We do not control or endorse these external sites and are not responsible for their content or privacy practices.

Use third-party links at your own risk.

8. User-Generated Content

You may have opportunities to post content (e.g., reviews, comments). By submitting content, you grant us a non-exclusive, royalty-free, worldwide license to use, modify, and distribute it.

We reserve the right to remove any content that violates our policies.

9. Privacy Policy

Your use of our Services is also governed by our Privacy Policy [Insert Privacy Policy Link], which explains how we collect, use, and protect your data.

10. Termination

We reserve the right to suspend or terminate your access to our Services if you:

  • Violate these Terms.
  • Engage in fraudulent or abusive activities.
  • Pose a security risk to the Website or other users.

Termination may result in the loss of access to your account and data.

11. Governing Law & Dispute Resolution

A. U.S. Residents

These Terms are governed by the laws of the State of [Insert State], United States, without regard to conflict of law principles.

Any disputes shall be resolved through binding arbitration under the rules of the American Arbitration Association (AAA), and you waive your right to a jury trial.

B. European Union (EU) Residents

If you reside in the EU, you may have rights under the General Data Protection Regulation (GDPR) and consumer protection laws in your country.

You may file a complaint with your local data protection authority if you believe we have violated your rights.

12. Changes to These Terms

We may update these Terms periodically. If changes are significant, we will notify you via:

  • A notice on our Website.
  • Email notification if you have provided one.

Continued use of our Services after updates constitutes acceptance of the revised Terms.

13. Contact Us

If you have any questions about these Terms, you can contact us at:

📧 Email: info@mifema.com